Disclosure and Disclaimer
E-lluminations and Illumination are proprietary newsletters written for clients, friends, and affiliates of K&A Asset Management, LLC (K&A).
E-lluminations represents the opinions of Paul Krsek, only, in his capacity as author of E-lluminations and managing member of K&A Asset Management, LLC. Illumination is normally published as a joint effort by Paul Krsek and Robert Andreae.
E-lluminations and Illumination do not represent the opinions of Fidelity, Fidelity Institutional Brokerage Group, NFS or any Fidelity affiliates. Neither Fidelity, Fidelity Institutional Brokerage Group, nor NFS has participated in the creation of E-lluminations or Illumination and they are not responsible for their contents or distribution.
E-lluminations and Illumination are written to provide general information to clients, friends, and affiliates. They are not to be taken as individual investment advice. No investment decisions should be made based on the opinions or information offered in E-lluminations and Illumination.
K&A does not represent that this information is accurate or complete and it should not be relied upon as such. Opinions expressed herein are subject to change or modification without notice.
The investment products or management services mentioned in E-lluminations or Illumination may or may not be available in some states, and they may not be suitable for all types of investors.
The advisor representatives at K&A manage accounts with various histories and investment objectives. Various accounts may be managed differently from time to time, and by different individuals acting as investment advisor representatives.
The individual advisor representative assigned to an account has the authority to make decisions related to that account. K&A Asset Management, LLC, as an entity, does not manage investment accounts. Individual advisor representatives or teams of advisor representatives may manage accounts. Please refer to your K&A Asset Management agreement for specifics related to this disclosure and to who your advisor is.
The investment objectives of various accounts may be substantially different from one another. Therefore topics or investments mentioned in E-lluminations and Illumination may or may not apply to specific managed accounts.
Trades or adjustments to accounts mentioned in E-lluminations or Illumination may or may not happen in every account managed by advisor representatives at K&A. Advisor representatives are not responsible to manage every account similarly. Advisor representatives are responsible to manage accounts according to their understanding of the investment objectives, suitability and time frames of the owner of the account.
The assets held in managed accounts at K&A Asset Management, LLC may include stocks, bonds, cash, foreign exchange or mutual funds, money market accounts or limited partnerships that represent the same. They are subject to market fluctuation and the potential for losses. The assets are not insured. The value and income produced by these investment products may fluctuate, so that an investor may get back less than they initially invested.
The advisor representatives at K&A Asset Management, LLC do not guarantee results.
Past performance should not be considered an indicator of potential future performance. If you do not consider yourself suitable, either emotionally or financially, to experience volatility and/or losses in financial markets, you should not invest.
This document is for information purposes only and it should not be regarded as an offer to sell or as a solicitation of an offer to buy any securities or other instruments mentioned in it.
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