Terms and Conditions of Use of Our Web Sites

5T Wealth Management, LLC ("5T") PROVIDES ALL INFORMATION AND MATERIALS ON THIS WEB SITE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS. IF THESE TERMS AND CONDITIONS ARE NOT ACCEPTABLE IN FULL, YOU MUST IMMEDIATELY TERMINATE YOUR USE OF THIS SITE.

Content of 5T's Web Site

5T's official Internet Web Site ("Site") is intended to provide 5T clients and other investors with general information regarding investing, and other specific information and data such as stock quotes, research reports, commentary regarding specific securities and information pertaining to 5T's client accounts. This Site is provided for informational purposes only and does not constitute an offer to sell nor a solicitation of an offer to buy any security referenced in this Site. The information provided on this Site is for personal, non-commercial use. 5T is not providing specific investment advice to any individual viewing the content of the Site and does not represent that the securities or services described herein are suitable for any specific investor. Investors are advised not to rely on any information contained in this Site in the process of making a fully informed investment decision. Users of the Site should contact a 5T Investment Consultant before making any investment decisions. 5T does not provide tax or legal advice through this Site.

Information contained on this Site, including pricing, valuation, and commentary on specific securities, reflects the authors' analysis and other information available as of the publication date indicated. 5T does not guarantee the accuracy, completeness or timeliness of such information and such information is subject to change. 5T is under no obligation to update the information to reflect changes after the publication date. Furthermore, quotations, news, opinions, commentaries, recommendations, data, pricing and all other information contained on this Site are believed to be reliable, but 5T cannot and does not guarantee its accuracy, timeliness or completeness.

Notice for Non-U.S. Investors

This Site has been published in the United States for residents of the United States. This Site is not intended for use by, or to provide any information to, investors outside of the United States. Investors outside of the United States may be subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site. No security, investment advisory service, or other product or service will be offered or sold in any jurisdiction in which such offer, solicitation, purchase or sale would be contrary to the securities laws or other local laws and regulations. U.S. investors should be advised that not all investments discussed on the Site may be available in all states. 5T reserves the right to require proof of residence from any user accessing the Site and requesting information.

Nothing on this Site shall be construed to be a solicitation to buy or an offer to sell any security, product or service to any non-US investor, nor shall any such security, product or service be solicited, offered or sold in any jurisdiction where such activity would be contrary to the securities laws or other local laws and regulations, or would subject 5T or any of its affiliates to any registration requirement within such jurisdiction.

Notice for U.S. Investors

This site is only intended for clients and interested investors residing in states in which 5T is qualified to conduct investment advisory services. 5T is an SEC registered investment adviser located in Napa, California. 5T may only transact business in those in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, 5T’s website is limited to the dissemination of general information pertaining to its investment advisory services. Please contact 5T at 707-224-1340 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, 5T does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a 5T representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.

Site Ownership and Restrictions on Use

5T and/or its licensors own all rights, title and interest in and to the data, text, graphics and other materials ("Materials") appearing on and/or generated by this Site, including all intellectual property rights therein. You may view, download, print or distribute Materials for your personal and non-commercial use only, provided you do not obscure or remove any 5T specific heading and/or identifiers or other notices. You may not otherwise copy, publish, display, distribute, commercially exploit, modify, reverse engineer, disassemble, translate, adapt, create derivative works from, transfer or sell in any form or by any means any portion of this Site (including, but not limited to, any Materials), any underlying computer code or other aspects of the Site.

Prohibited Use

As a condition of your use of the Site, you agree that you will not use the Site for any purpose that is unlawful or prohibited by the applicable terms and conditions. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this Site.

Important Restrictions on E-Mail Communication

This Site enables you to electronically communicate by sending electronic ("e-mail") messages to 5T and/or its employees and representatives. In your use of this Site, you agree not to use e-mail to give 5T any instruction for your account(s) to place orders to purchase or sell a security or to transfer funds. You may not use e-mail to provide 5T with any personal credit information, to give notice of a change of address, to give instructions to change or confirm your password, or to give 5T any time-sensitive instructions. 5T shall not be responsible for following the instructions of such e-mail instructions, regardless of when 5T receives them, and cannot guarantee it will take any action as a result of having received such instructions. 5T shall not be liable for any actions taken or any omissions to act as a result of any e-mail message(s) sent to 5T and/or its employees and representatives.

Modifications to the Site and to the Terms and Conditions

5T reserves the right at any time to modify or discontinue on a temporary or permanent basis the operation of this Site and/or any information, products and/or services available on this Site without notice. 5T also reserves the right at any time to modify these Terms and Conditions and any other applicable terms and conditions to your use of the Site. Such modifications will be made on the applicable Site pages. It is your responsibility to review these Terms and Conditions and any other notices on the Site on a regular basis to identify any such modifications. Your continued use of the Site serves as your acknowledgement and agreement to observe the applicable terms and conditions. 5T does not have any obligation to notify you of any changes made to the terms and conditions of this Site, other than in the manner described.

Links to Other Web Sites

As a convenience to you, this Site may provide links to other web sites. The inclusion of any such link does not imply any type of endorsement by 5T of the linked site, its operators or any of the content, advertising, information, links, products, services or other material available on or through such sites. 5T has no control over the linked sites and is not responsible or liable for any content, advertising, information, links, products, services or other materials available on such sites. 5T is not responsible for the privacy practices of these linked sites. 5T shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, information, links, products, services or other material available on or through any such linked site.

Security and Use of Password

Certain additional information and services available on this Site are accessible to you if you have been provided with a Username and Password ("Password User"), including access to information about your 5T account. In order to obtain a password, contact your 5T Representative. Use of the additional information and services shall be subject to additional terms and conditions. You, as a Password User, are solely responsible for (1) maintaining the confidentiality of the password and user ID, and (2) all activities that occur by users of the password and user ID. 5T shall have an obligation to determine if the user of the password and user ID is the Password User. The Password User shall immediately notify its 5T Representative of any loss or theft of the password, or if the confidentiality of the password has otherwise been compromised in any way. 5T will not be responsible or liable for any loss, expense, or damage arising in any way from use of the password and user ID and/or the accessing of information or materials therewith.